Hope is not an investment strategy.”

If you’re like most investors, you’ve probably heard of the traditional buy and hold approach to investing. Perhaps you’ve filled out the familiar questionnaire templates and developed your asset allocation. Now you just have to sit back and enjoy the ride right? Your long investment horizon means you have no problem tolerating the wild market swings because if you just buy and hold, in the long run, it all works out. Sound familiar? This is a common story and we frequently hear prospective clients repeating it. Unfortunately, over the last decade, this approach would’ve proved costly for investors.

We take a more dynamic approach towards developing and managing portfolios for our clients. We believe each client is independently unique, each with varying objectives, time horizons, risk tolerances, and expectations. We believe risks are not all equal and portfolios should be customized to integrate with a clients specific wealth plan and expected return requirements. To accomplish this, we utilize a dynamic, theme-based approach for portfolio development. This means our process is built to specifically meet your changing investment objectives as your lifestyle and future goals evolve. Theme-based models allow us to create a portfolio that reflects what objectives are most important to you.

Our investment approach is built upon our view that risk management and wealth preservation strategies are equally, if not more important, than investment returns. As tactical allocators of wealth, we understand that risk is not a constant. To address this reality, we employ a sell discipline to proactively manage risks for our clients. By implementing a “Proactive” investment process, we believe we can achieve acceptable risk adjusted returns for our clients.

Enjoy added financial peace of mind
by WealthGuarding™ your investments.

WealthGuard™ is a complete portfolio monitoring system. Designed by determining the amount of downside risk a client is willing to tolerate, WealthGuard™ is added to client accounts to help protect from downside risk. WealthGuard™ is not a stop loss strategy. When the account value in the portfolio hits the targeted downside value, an alert is sent to the client, advisor, and money manager. The money manager trades the account as indicated on the WealthGuard™ agreement.

There is no guarantee the exact WealthGuard™ value will be captured, or assets will be traded or liquidated the same day the WealthGuard™ value is reached due to time of day and/or market restrictions. WealthGuard™ is not responsible for any tax implications that may result due to the liquidation or trading of the holdings. FormulaFolio Investments is not responsible for any errors or omissions in the information used to prepare your WealthGuard™ percentages.

WealthGuard™ does not make any representations or warranties, whether expressed or implied, regarding investing in securities or investment products. WealthGuard™ makes no warranties to the legality or suitability of any investment product.